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Welcome to First Central Bank's survey site. From time to time, we will be conducting surveys to help us better meet the needs of our customers. The information you provide is very important. We appreciate you taking the time to share your honest opinions with us.

The current survey pertains to eStatements.

In order to access the survey, please read the Official Rules below and click Accept to continue. By completing the survey in full, you will be entered in a drawing for a chance to win one of four $100 cash prizes.



First Central Bank eStatement Survey Sweepstakes
OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

Dates of Sweepstakes: The First Central Bank eStatement online survey begins Monday, February 22, 2010 at 12:01 a.m. Central time and ends at 11:59 p.m. Central time Wednesday, March 31, 2010 (the “Sweepstakes Period”).

Eligibility: The Sweepstakes is open to legal residents of the United States who are at least 18 years of age at the time of entry (the “entrant”). Employees, and their immediate family members (parents, children, siblings or spouse, regardless of where they live, or persons living in the same household, whether related or not) of First Central Bank, their contractors, subsidiaries, distributors, sales representatives, advertising agencies, and any others engaged in the development, production, execution or distribution of this Sweepstakes are not eligible to participate. Void where prohibited by law.

Limit of one (1) Entry per email address. First Central Bank will not verify receipt of entries for Entrants. Entries submitted become the sole property of First Central Bank and will not be returned. First Central Bank is not responsible for lost, late, misdirected, illegible, or damaged Entries.

How to enter: Visit http://www.firstcentral.com/survey during the dates of the sweepstakes and click on the survey link. Complete the official online survey in its entirety including your first name, last name, complete address, city, state, zip code, and email address. Regardless of your answers on the survey, all Entrants who complete and submit the information will be entered into the drawing. Any Entrant who does not complete all required steps or aborts the entry process before it is complete will not receive an entry.

Winning: There will be four (4) winners drawn randomly on or about April 15, 2010 from all Entries received during the Dates of the Sweepstakes. Odds of winning will depend upon the total number of eligible entries received. Potential Prize winners will be notified in person, by phone, or email. The drawings will be conducted under the supervision of First Central Bank’s internal auditor whose decisions are based upon his/her sole discretion and interpretation of these official rules and are final and binding in all respects.

Prizes/Prize conditions: Four (4) cash prizes of $100 will be awarded in the Sweepstakes. WINNERS ARE SOLELY RESPONSIBLE FOR ANY FEDERAL, STATE, AND LOCAL TAXES, IF APPLICABLE. Prizes shall be limited to one (1) per person. No more than the number of prizes set forth in these Official Rules will be awarded. All prize winners will be notified no later than April 20, 2010 and prizes must be claimed within ten (10) business dates of initial notification. A new random drawing may take place for any unclaimed prizes. Prizes will be distributed approximately three (3) to four (4) weeks following notification and upon verification of information. The winner may be required to acknowledge acceptance of the prize, a liability release and/or publicity release. Potential winners consent to the use of his/her name, company name, likeness, biographical information, and voice in advertising worldwide without additional compensation.

Privacy Policy: Sponsor will consider all information submitted by entrants to be confidential and subject to Sponsors Privacy Policy which may be viewed by visiting www.firstcentralbank.com and linking to the Privacy Policy.

General Rules of Participation: By participating in this Sweepstakes, Entrants agree: (a) to abide by and be bound by these rules and decisions of First Central Bank, which shall be final in all respects relating to the Sweepstakes, including without limitation the interpretation of these rules; (b) to release, discharge, and hold harmless First Central Bank, subsidiaries, affiliates, advertising agencies, promotional agencies and suppliers and any other individual or company involved in the development or execution of the Sweepstakes from any and all injuries, liability, losses, damages, rights, claims and actions of any kind including liability for personal injury or death resulting from their participation in the Sweepstakes or their acceptance, use or misuse of a prize; (c) if a winner, to the use of their name, voice, image and/or likeness for advertising, publicity and promotional purposes by First Central Bank and their subsidiaries and affiliates without further compensation (unless prohibited by law) and to execute specific consent to such use if asked to do so. First Central Bank, subsidiaries, affiliates, advertising agencies, promotional agencies and suppliers and any other individual or company involved in the development or execution of the Sweepstakes and their respective directors, officers, shareholders and employees are not responsible and shall not be liable for (a) electronic transmission errors resulting in omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction; (b) unauthorized access to or alterations of entry materials; (c) technical, network, telephone equipment, electronic, computer, hardware or software malfunctions; and (d) limitations of any kind of inaccurate transmissions of or failure to receive information by First Central Bank on account of technical problems or traffic congestion on the Internet or at any website or any combination thereof. First Central Bank is not responsible for lost, late, incomplete, incorrect, damaged, misdirected, or illegible entries or any condition caused by events beyond their control that may cause the Sweepstakes to be disrupted or corrupted. First Central Bank may prohibit an Entrant from participating in the Sweepstakes or winning a prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, deception, or other unfair playing practices or intending to annoy, abuse, threaten or harass any other Entrants or First Central Bank. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, FIRST CENTRAL BANK RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION. If, for any reason whatsoever, this Sweepstakes, in first Central Bank’s sole opinion, is not capable of running as planned including, but not limited to, by reason of infection by computer virus, tampering, fraud, technical failures, or any other cause which, in First Central Bank’s sole judgment, corrupts or affects the administration, security, fairness, integrity or proper conduct of this Sweepstakes, First Central Bank reserves the right at its sole discretion to cancel, terminate, modify or suspend this Sweepstakes and limit entries to those submitted prior to the action taken, or to proceed in such a manner as may be deemed fair and equitable by First Central Bank in their sole discretion. In the event of a dispute about the identity of an online entrant, the online entry will be assigned to the authorized account holder of the e-mail address submitted at the time of entry. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet Access Provider, online service provider, or other organization (e.g. business, educational institution, etc) that is responsible for assigning email addresses for the domain associated with the submitted email address. Entry information becomes the property of First Central Bank. All federal, state, and local regulations apply.

Winners List: For a list of the winners, please send a self-addressed, stamped, business size (#10) envelope to: Survey Sweepstakes, First Central Bank, P.O. Box 280, Cambridge, NE 69022. Requests must be received by April 30, 2010.

Sponsor: The Sponsors of this Sweepstakes are First Central Bank, P.O. Box 280, Cambridge NE 69022 and First Central Bank McCook, P.O. Box 1297, McCook, NE 69001.



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